Report from Muggy Thursday

I just looked at the date of my last post - way back in May. I'm consistent in my inconsistent posting I suppose. Reaching? Sure. And your point is?

Went to a retirement seminar with the Husband (9 hours over three nights) that was offered free by my employer. Can we say wake up call? Some things I knew, like how we should have a will (we don't) and medical and day to day powers of attorney (ditto) but then we get to the stuff about how much we will need to live on when the time comes...whoa! Luckily we do participate in TIAA-CREFF, where the employer puts in money and you put in money and then it is invested in various options and grows (hopefully) Anyhoo, he advocates making the maximum contribution every year that you can make (an additional 20,000 per year is the max) and I said to myself, does he know who we work for? There is no spare $20,000 hanging around my house, I can tell you that. But it did get us thinking, which we have to do, and the Husband has bought in to it, which is good as well. Now we just gotta get us a Roth IRA...

There's an awful lot of trust involved in planning for retirement, and not just living trusts, etc. If you are in a committed relationship where your finances are entwined, and then you are no longer, you're in trouble. I see the divorces that happen to folks after thirty years can have real devastating consequences for retirement. So I guess your last partner better be your best partner!

I joined facebook at a friend's invitation, and I can see why people get hooked on the computer. That alone could be absorbing, but if you have a blog as well, and are doing im (I don't), and etc, etc, etc, - the information highway can take you for a very long and absorbing ride. So ends the rants of the old lady.

Got to go put my feet up. Heat and humidity and not enough fluids and lots of sitting at the keyboard equals ankles the size of...well, way bigger than they ought to be.